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what makes common good banks different than credit unions?

and, if different, why not form credit unions instead, with the same purpose and features? surely there are more benefits to operating a non-profit banking system rather than a for-profit banking system that donates all it's profits to non-profits. it just seems asinine to try and fund non-profit and community supporting endeavors via for-profit industries, when non-profits already exist that are capable of refocusing their already functional economic systems toward the same aims.

this seems to me another attempt to maintain our already failing economic system rather than adapt wholly to a different and truly sustainable system that is actually already quietly overtaking the current failing one.

it also seems to me what we need to do it is refocus the work of already functioning organizations so that they are intentionally and openly working to replace the failing ones: that is to say, openly educate people about the differences between non-profit democratically operated organizations and the current non-democratically operated non-profits and for-profit organizations in order to bolster current membership and subscription, and then encourage non-democratically operated non-profit organizations to reform themselves as democratic ones, as well as use funds provided by those organizations to start more democratically operated organizations in other fields as needed; such as the production of automobiles, insurance, entertainment media, et cetera.

a good example of the benefits of such action would be the difference that would be seen between the current attempts of small for-profit organizations to develop and produce environmentally savvy automobiles. either their vehicles are expensive and therefor kept out of the reach of those who need them most (teslamotors.com), and/or they're production and sales is serious limited do to the financial limitations and size of the small for-profit organization and therefore also kept out of the hands of those who needs them most (aptera.com).

a non-profit automobile manufacturer supported by the national credit union association and it's many members, and their members, could be granted a virtually limitless availabilty of start up capital to use; which could then be used to develope a small environmentally sound vehicle that could be produced at 50 seperate manufacturing plants, one for each state. these plants could be developed near major cities to limit the need for the transportation of already manufatured cars across entire nations, as well as allow for the development of maintainence garages and recycling plants at the production facilities, which would eventually allow them to become fairly self sustained production facilies. they could even take in old cars from other manufacturers to use their parts in the production of new cars, and in turn cover a large portion of the cost of manufacturing the new car, thereby lowering the cost for the consumer; which could also be lowered further by providing exceedingly fair leasing and purchasing options do to their non-profit status.

you get the idea, the possibilities are endless, why hinder yourself?