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Descreve a sitação de micro-finanças e os principais agentes no Brasil. Embora grande o tamanho do mercado para micro-finanças, o artigo explora as razões para lento crescimento comparado com outros países na América Latina. Material preparado por Lara Gol
A LETSystem is a local trading network supported by its own internal currency. It is self-regulating and allows its users to manage and issue their own 'money supply' within the boundaries of the network. The key points include: * co-operation: no-one owns
Abstract This paper sets out to describe and analyse Local Exchange and Trading Systems (LETS) in economic terms. A LETS performs three main functions: the provision of transaction management services, credit, and market matching. LETS is an alternative fo
Abstract This paper analyses theoretically how the Mutual Credit System (MCS) is affected by the Commons Problem. The MCS is defined as a pure accounting system of exchange, of which the Local Exchange and Trading System is a real life example. The Commons
"You treasure what you measure, and you measure what you treasure. Open money provides the tools to implement this maxim. What should we be treasuring in our culture and on our planet that we so far have no way to measure?" Wealth in a Nutshell Wealth is a
This comprehensive 22-page paper presents several approaches to community development, in the form of Complementary Currency and Micro-Enterprise Development. By examining money issues and currency alternatives, this paper displays the workings of the Cons
Welcome to the International Journal of Community Currency Research. The aim of this journal is to provide a forum for the dissemination of knowledge and understanding about the emerging array of community currencies being used throughout the world both at
Abstract Community currencies have been put forward as a grassroots solution to the problems of social exclusion and the need for active communities, and are gaining policy support. LETS has been the most common form of community currency in the UK for the
... is seeking to create an alternative economy to market; Time Dollars are seeking to rebuild what is termed the Core Economy, rooted in family, extended family, ... the external costs of the global economy, LETS seeks to do so by returning the
Abstract This study examines the rationale(s) that recipients have for participating in HOURS-based local currency loan and grant programs. Case studies, based on interviews of both loan and grant recipients and system coordinators, of Ithaca HOURS and Cal
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