ECLOF believes that Poverty, Inequality and Injustice are the primary enemies of Social Stability and Peace.



Therefore, the vision of ECLOF is to support the building of sustainable communities which:

* Respect the rights and dignity of each person, regardless of gender, race, creed, political beliefs or socio-economic status;

* Hear and heed the voice of the poor and excluded, and foster broad-based participation in decision making;

* Protect and sustain the integrity of God’s creation;

* Meet people’s basic needs and promote sustainable livelihoods for all.



ECLOF’s Mission is to provide Fair Credit for Human Development and Sustainable Communities, in witness to the Christian Faith.



To fulfil its Mission, ECLOF mobilises resources to:

* Make fair credit widely available for poor and excluded groups, who are committed to building sustainable livelihoods and communities, without discrimination to religion or race;

* Make loans to Christian-related organisations who do not otherwise have access to credit but who are committed to providing services or opportunities for poor and excluded groups;

* Facilitate the sharing of resources that strengthen understanding, solidarity and self-reliance in ways that do not increase external indebtedness.



ECLOF’s main priority is poor and excluded groups who do not have access to fair sources of finance and who:

* Are motivated to work to change and improve their situation;

* Are able to use loans to generate income or improve the living conditions of the group and/or community.